Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. Related Content When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Choosing a Retirement Plan that Fits Your Business To choose a plan, it’s important to ask yourself four key questions. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters.