Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? Related Content Retirement Seen Through Your Eyes What's your vision of retirement? Why do Renters Have to Save More? How much more would retirement cost if you owned your home rather than rented? It could actually be several times less. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.